Finance Roof Replacement

As your trusted Gainesville roofing contractors, we offer flexible financing options to help fund your roof replacement, roof repair, or home contracting project.

Financing Options for Roofing & Gutter Replacements, and More…

Roofing often doesn’t happen according to plan. While it’s a good idea to save up for roofing work and home improvements, at Skyline Contracting we understand that isn’t always feasible. And of course, replacing your roof or completing major repairs is no small financial undertaking

As leading roofing contractors for homeowners throughout Gainesville, we’re proud to offer flexible roof replacement financing options for our valued customers. Our financing through Sunlight Financial includes promotional interest-free periods, flexible loan and payment structures, and more. Learn more about our financing options or reach out to us today!

Why Might I Need Financing?

Most commonly, financing will be necessary when homeowners insurance doesn’t provide full coverage for a replacement or roof repair. While we’ll always work with customers to help them navigate the claims process, your insurance may not provide full coverage. Here are a few common reasons why that may happen:

Roof Has Reached End of Service Life

While roofs are intended to last for a long time, no roof lasts forever. Once your roof reaches the end of its service life, insurance coverage may drop off. Depending on the type of policy you have, this may leave you paying for part or all of a roof replacement once that expected lifespan is reached.

Type of Damage Isn’t Covered

Every homeowners insurance policy is different. While most policies will cover common types of damage, some will differ in how they handle specific things like hail or wind damage. If your roof becomes damaged due to neglect or poor maintenance, this may also void part or all of your coverage.

Insurance Doesn’t Include Gutters

Our financing through Sunlight also includes funding for gutter work. This is because some insurance providers may vary in how they treat gutters. While some providers consider these an essential part of your roofing system, others may separate them from coverage for your roof. In addition, gutters may also become damaged due to poor maintenance, which is unlikely to be covered.

You’re Upgrading Your Roof

Not all homeowners need to replace their roof due to damage! Similarly, not all homeowners want to replace their old roof with the same type of roof as before. For those looking to make an upgrade—such as from asphalt shingles to metal—the difference in cost will generally need to be paid out of pocket.

Our Financing Partner: Sunlight Financial

Here at Skyline Contracting, we’ve partnered with Sunlight Financial to provide our customers with flexible financing options on roof and gutter projects. This includes major roof repairs, full replacements, and gutter system replacements and repairs.

Sunlight is a trusted name for financing home contracting work. Their financial packages include several benefits that we’re able to pass along to our customers, including:

Flexible payment options, including repayment terms from 36–144 months
Promotional periods with no interest/minimal payments due
Low interest rate loan options
Pre-qualification that doesn’t affect your credit
Loan sizes ranging from $2,500 to $100,000

Plan Your Project with Peace of Mind

If you’re in need of a roof repair, roof replacement, or gutter project, the last thing you need is the stress of figuring out how to pay for the project. As part of our aim to be the best roofing and home contractors for customers throughout Gainesville, we offer financing options to help streamline the process of securing funding.

With flexible loan amounts, interest rates, and loan terms, financing through Skyline and Sunlight Financial makes replacing your roof or gutters that much easier. Contact us today to learn more and get started!

What are the typical financing options for a new roof?

The main roof financing options in Georgia include:

Home equity loans or lines of credit
FHA Title I home improvement loans
Personal loans
Roofing company financing programs

How long does the roof financing process take in Georgia?

The time to get approved for roof financing in Georgia can range from a few days to a few weeks, depending on the lender and financing option.

How much can I borrow for a roof replacement in Georgia?

With roof financing from Skyline Contracting, the amount you can borrow for a roof replacement in Georgia ranges from $2,500 to $100,000, depending on the size of your home and the cost of the new roof.

How can I get pre-approved for roof financing?

To get pre-approved, you’ll need to provide information about the roof project, your income, assets, and credit history to a lender or roofing contractor.

What factors impact the cost of roof financing?

Key factors include the total project cost, your credit score, the financing term length, and whether you have equity in your home.

Why should I finance with my roofing company?

Financing through your roofing company streamlines payments and project management. They offer tailored plans with competitive rates and flexible terms, enabling immediate project initiation and effective budget management. This option provides peace of mind, ensuring your project progresses smoothly without financial delays.